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Cheryl Sanguinetti Mortgages

The Smarter Way to Buy a Fixer-Upper: Purchase Plus Improvements Mortgages

by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage

Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...

A Legal Rental Suite Is One of the Smartest Mortgage Moves You Can Make

by cherylsanguinettimortgages | May 18, 2026 | Legal Suite

We are firm believers that real estate is one of the most powerful wealth-building tools available to Canadians. And within that, one of the most underutilized strategies we see is the rental suite in the home you are living in. Whether you’re buying your first...

Refinancing Your Mortgage Is Not a Last Resort. It’s a Financial Strategy.

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Refinance

There’s a story a lot of people tell themselves about refinancing.  It goes something like this: refinancing is what you do when things have gone sideways. When you’re in trouble. When you’ve run out of options. That story is wrong, and it’s...
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