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Cheryl Sanguinetti Mortgages

Your Home Is Your Biggest Asset. Here’s Why You Should Be Tracking It Monthly.

by cherylsanguinettimortgages | May 18, 2026 | Homeownership Report

Most homeowners check their investment portfolio more often than they check what’s happening with the asset that makes up the largest portion of their net worth. That’s not a criticism. Life is busy, and the home feels less like an investment and more like...

Spousal Buyout Mortgages: How to Keep the Family Home After a Separation

by cherylsanguinettimortgages | May 18, 2026 | Spousal Buy Out Mortgage

Separation and divorce are among the most financially complex life events a person can go through, and the family home is almost always at the centre of that complexity. For many couples, it’s the largest asset they share.  Figuring out what happens to it...

A Legal Rental Suite Is One of the Smartest Mortgage Moves You Can Make

by cherylsanguinettimortgages | May 18, 2026 | Legal Suite

We are firm believers that real estate is one of the most powerful wealth-building tools available to Canadians. And within that, one of the most underutilized strategies we see is the rental suite in the home you are living in. Whether you’re buying your first...

Refinancing Your Mortgage Is Not a Last Resort. It’s a Financial Strategy.

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Refinance

There’s a story a lot of people tell themselves about refinancing.  It goes something like this: refinancing is what you do when things have gone sideways. When you’re in trouble. When you’ve run out of options. That story is wrong, and it’s...

Your Mortgage Renewal Is Not Just Paperwork to Sign. It’s a Strategy Moment!

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Renewal

Every year, thousands of Canadians get an offer from their mortgage lender. It looks official, it quotes a rate, and it includes a signature line at the bottom. And every year, thousands of people sign and send it back without a second thought. That is exactly what...
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