by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage
Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...
by cherylsanguinettimortgages | May 18, 2026 | Self Employed Mortgages
Let me start with the myth that holds more self-employed Canadians back from homeownership than anything else. The myth is this: getting a mortgage when you’re self-employed is harder than getting one as an employee. That if you run your own business,...
by cherylsanguinettimortgages | May 18, 2026 | Reverse Mortgage
Reverse mortgages tend to get one of two reactions. Some people think they’re a brilliant solution for cash-strapped retirees. Others think they’re a predatory product designed to strip seniors of their home equity before they know what hit them. The truth...
by cherylsanguinettimortgages | May 18, 2026 | Mortgage Refinance
There’s a story a lot of people tell themselves about refinancing. It goes something like this: refinancing is what you do when things have gone sideways. When you’re in trouble. When you’ve run out of options. That story is wrong, and it’s...
by cherylsanguinettimortgages | May 18, 2026 | Mortgage Renewal
Every year, thousands of Canadians get an offer from their mortgage lender. It looks official, it quotes a rate, and it includes a signature line at the bottom. And every year, thousands of people sign and send it back without a second thought. That is exactly what...
