by cherylsanguinettimortgages | May 18, 2026 | Approving for More Mortgage
Before we walk you through the strategies that can improve your mortgage qualification, we want to say something that most mortgage content skips entirely. The goal is not to qualify for the maximum. The goal is to qualify for the amount that makes sense for your...
by cherylsanguinettimortgages | May 18, 2026 | Common Mistakes
After more than 20 years working in real estate and mortgages, we’ve seen the same mistakes show up over and over again. Some of them cost people money. Some of them cost people their approval. A few of them have cost people their dream home entirely. None of...
by cherylsanguinettimortgages | May 18, 2026 | Downpayment
For most people buying a home, the down payment conversation starts and ends in the same place: how much do I need, and do I have enough? Those are reasonable questions. But they’re the beginning of the conversation, not the whole thing. The down payment...
by cherylsanguinettimortgages | May 18, 2026 | Spousal Buy Out Mortgage
Separation and divorce are among the most financially complex life events a person can go through, and the family home is almost always at the centre of that complexity. For many couples, it’s the largest asset they share. Figuring out what happens to it...
by cherylsanguinettimortgages | May 18, 2026 | Legal Suite
We are firm believers that real estate is one of the most powerful wealth-building tools available to Canadians. And within that, one of the most underutilized strategies we see is the rental suite in the home you are living in. Whether you’re buying your first...
