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Cheryl Sanguinetti Mortgages

The Mortgage Mistakes That Cost People Thousands (And How to Avoid Them)

by cherylsanguinettimortgages | May 18, 2026 | Common Mistakes

After more than 20 years working in real estate and mortgages, we’ve seen the same mistakes show up over and over again. Some of them cost people money. Some of them cost people their approval. A few of them have cost people their dream home entirely. None of...

Refinancing Your Mortgage Is Not a Last Resort. It’s a Financial Strategy.

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Refinance

There’s a story a lot of people tell themselves about refinancing.  It goes something like this: refinancing is what you do when things have gone sideways. When you’re in trouble. When you’ve run out of options. That story is wrong, and it’s...

Your Mortgage Renewal Is Not Just Paperwork to Sign. It’s a Strategy Moment!

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Renewal

Every year, thousands of Canadians get an offer from their mortgage lender. It looks official, it quotes a rate, and it includes a signature line at the bottom. And every year, thousands of people sign and send it back without a second thought. That is exactly what...
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