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Cheryl Sanguinetti Mortgages

The Smarter Way to Buy a Fixer-Upper: Purchase Plus Improvements Mortgages

by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage

Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...

Refinancing Your Mortgage Is Not a Last Resort. It’s a Financial Strategy.

by cherylsanguinettimortgages | May 18, 2026 | Mortgage Refinance

There’s a story a lot of people tell themselves about refinancing.  It goes something like this: refinancing is what you do when things have gone sideways. When you’re in trouble. When you’ve run out of options. That story is wrong, and it’s...
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