by cherylsanguinettimortgages | May 18, 2026 | Homeownership Report
Most homeowners check their investment portfolio more often than they check what’s happening with the asset that makes up the largest portion of their net worth. That’s not a criticism. Life is busy, and the home feels less like an investment and more like...
by cherylsanguinettimortgages | May 18, 2026 | Downpayment
For most people buying a home, the down payment conversation starts and ends in the same place: how much do I need, and do I have enough? Those are reasonable questions. But they’re the beginning of the conversation, not the whole thing. The down payment...
by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage
Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...
by cherylsanguinettimortgages | May 18, 2026 | Spousal Buy Out Mortgage
Separation and divorce are among the most financially complex life events a person can go through, and the family home is almost always at the centre of that complexity. For many couples, it’s the largest asset they share. Figuring out what happens to it...
by cherylsanguinettimortgages | May 18, 2026 | Legal Suite
We are firm believers that real estate is one of the most powerful wealth-building tools available to Canadians. And within that, one of the most underutilized strategies we see is the rental suite in the home you are living in. Whether you’re buying your first...
