by cherylsanguinettimortgages | May 18, 2026 | Approving for More Mortgage
Before we walk you through the strategies that can improve your mortgage qualification, we want to say something that most mortgage content skips entirely. The goal is not to qualify for the maximum. The goal is to qualify for the amount that makes sense for your...
by cherylsanguinettimortgages | May 18, 2026 | First Home Savings Account FHSA
Here’s Why. If you are a Canadian who doesn’t own a home yet, or if you have a child or someone in your life who is working toward their first purchase, the First Home Savings Account should be on your radar. The FHSA is not a complicated product. But the...
by cherylsanguinettimortgages | May 18, 2026 | Common Mistakes
After more than 20 years working in real estate and mortgages, we’ve seen the same mistakes show up over and over again. Some of them cost people money. Some of them cost people their approval. A few of them have cost people their dream home entirely. None of...
by cherylsanguinettimortgages | May 18, 2026 | Downpayment
For most people buying a home, the down payment conversation starts and ends in the same place: how much do I need, and do I have enough? Those are reasonable questions. But they’re the beginning of the conversation, not the whole thing. The down payment...
by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage
Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...
