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Cheryl Sanguinetti Mortgages

The First Home Savings Account Is One of the Best Financial Tools Available to Canadians Right Now. 

by cherylsanguinettimortgages | May 18, 2026 | First Home Savings Account FHSA

Here’s Why. If you are a Canadian who doesn’t own a home yet, or if you have a child or someone in your life who is working toward their first purchase, the First Home Savings Account should be on your radar. The FHSA is not a complicated product. But the...

Your Down Payment Is More Than a Number. Here’s How to Think About It Strategically.

by cherylsanguinettimortgages | May 18, 2026 | Downpayment

For most people buying a home, the down payment conversation starts and ends in the same place: how much do I need, and do I have enough? Those are reasonable questions. But they’re the beginning of the conversation, not the whole thing. The down payment...
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