by cherylsanguinettimortgages | May 18, 2026 | Purchase Plus Improvements Mortgage
Canada’s real estate market rewards buyers who can see potential. The home that needs a new kitchen, has dated bathrooms, or could use a basement suite built out is often priced below comparable move-in-ready properties in the same neighbourhood. For buyers who...
by cherylsanguinettimortgages | May 18, 2026 | Spousal Buy Out Mortgage
Separation and divorce are among the most financially complex life events a person can go through, and the family home is almost always at the centre of that complexity. For many couples, it’s the largest asset they share. Figuring out what happens to it...
by cherylsanguinettimortgages | May 18, 2026 | Legal Suite
We are firm believers that real estate is one of the most powerful wealth-building tools available to Canadians. And within that, one of the most underutilized strategies we see is the rental suite in the home you are living in. Whether you’re buying your first...
by cherylsanguinettimortgages | May 18, 2026 | Self Employed Mortgages
Let me start with the myth that holds more self-employed Canadians back from homeownership than anything else. The myth is this: getting a mortgage when you’re self-employed is harder than getting one as an employee. That if you run your own business,...
by cherylsanguinettimortgages | May 18, 2026 | Reverse Mortgage
Reverse mortgages tend to get one of two reactions. Some people think they’re a brilliant solution for cash-strapped retirees. Others think they’re a predatory product designed to strip seniors of their home equity before they know what hit them. The truth...
